FXIFY sells several evaluation paths with different loss limits — a 6% trailing drawdown on the 1-Phase, 10% on the 2-Phase, and daily limits from 3% to 8% depending on the program — so the right lot size depends on which account you bought as much as on your balance. This calculator returns the lot size for any stop and risk; the tables below tell you which risk level fits each FXIFY program.
How this calculator is set up for FXIFY
The defaults assume a $100,000 account, 1% risk and a 20-pip stop at $10 per pip per lot — correct for EUR/USD, GBP/USD and other USD-quoted majors. Set the balance to your account and the risk to your program using the guidance below. For gold, indices, oil or JPY pairs use the symbol-specific calculators at the bottom of the page.
FXIFY programs and their loss limits
Current figures. FXIFY has revised its drawdown models more than once — the 2-Phase Standard moved from a static to a trailing maximum by early 2025, while a static 2-Phase Classic is still sold — so confirm the rules on the account you hold. FXIFY also sells a 3-Phase (5% target per phase, 5% daily, 5% static) and the Lightning Challenge (5% target, 3% daily, 4% trailing).
Rules verified against FXIFY's official program pages and FAQ on 26 Sept 2026 — check the firm's site before buying. Sources: One Phase, Two Phase, Daily loss limit, Trailing drawdown, Lightning consistency rule.
| Program | Profit targets | Daily loss | Maximum drawdown | Drawdown type |
|---|---|---|---|---|
| 1-Phase | 10% | 3% | 6% | Trailing |
| 2-Phase (Standard) | 10% then 5% | 4% | 10% | Trailing (Classic variant: static) |
| Instant Funding | — | 8% | 8% | Trailing |
| Instant Funding Lite | — | 3% | 4% | Trailing |
The 30% consistency rule applies only to the Lightning Challenge, in both the assessment and the funded stage: your best day may not exceed 30% of total profit. It is not a breach — you keep trading until the best day is back to 30% or less. The 2-Phase Classic funded account uses 25% and Instant Funding Lite 20%; the 1-Phase, 2-Phase Standard, 3-Phase and standard Instant accounts have no consistency rule. In sizing terms it rewards steady 1–2% days over one large one.
The lot size formula with FXIFY numbers
Lot size = (Account balance × Risk %) ÷ (Stop loss in pips × Pip value per lot)Example 1 — 2-Phase, $100K: 1% risk, 20-pip stop on EUR/USD.
- Risk amount: $1,000
- Loss per lot: $200
- Lot size: 5.00 lots
Example 2 — 1-Phase, $100K: the 6% trailing drawdown argues for 0.5% risk. 30-pip stop on GBP/USD.
- Risk amount: $500
- Loss per lot: $300
- Lot size: 1.67 lots
Example 3 — 1-Phase, $25K: 0.5% risk, 20-pip stop.
- Risk amount: $125
- Loss per lot: $200
- Lot size: 0.63 lots
Matching risk per trade to your program
| Risk per trade | 3% daily (1-Phase) | 4% daily (2-Phase) | 6% max (1-Phase) | 10% max (2-Phase) |
|---|---|---|---|---|
| 1.0% | 3 | 4 | 6 | 10 |
| 0.5% | 6 | 8 | 12 | 20 |
| 0.25% | 12 | 16 | 24 | 40 |
On the 1-Phase, 1% risk gives six consecutive losses for the whole evaluation — and because the drawdown trails, a good run followed by a bad one uses them faster. 0.5% is the realistic ceiling there. On the 2-Phase, 1% is workable; many traders cut to 0.5% after two losses in a session.
Trailing drawdown changes the arithmetic
A trailing maximum follows your peak balance. On a $100K 1-Phase account you start with $6,000 of room; after banking $3,000 of profit the floor has risen by $3,000 and you still have $6,000 of room — but a $3,000 loss now takes you back to the start with only $3,000 left before failure. Profit does not widen the buffer the way it does on a static account — until the floor locks at the starting balance, which happens once your profit equals the drawdown (6% on the 1-Phase, 10% on the 2-Phase Standard) or after a payout. Until then, size as if every day were the first day.
Common sizing mistakes on FXIFY accounts
- Sizing a 1-Phase account like a 2-Phase. The lot size that fits a 10% maximum is nearly twice too large at 6%.
- Scaling up after a profitable week. On a trailing model the floor moved with you; larger positions put the account at more risk, not less.
- Same lots on gold as on EUR/USD. Gold's dollar-per-pip and range are far larger. Use the XAU/USD calculator.
- Sizing on the chart stop. Add spread and slippage before dividing.
- One oversized winner on a Lightning account. A day that is 40% of your profit breaks the 30% consistency rule; the account is not failed, but you have to keep trading until that day is 30% or less of the total.
Track your FXIFY evaluation in Fips
Fips's free trading journal records each trade with its R-multiple and running daily P&L, and its account analysis view shows your best day as a share of total profit — the number Lightning's 30% rule checks. Connect an MT4, MT5 or cTrader account and trades import automatically. Backtest the strategy first to read its worst losing streak; on a 6% trailing account that number decides whether 1% or 0.5% is survivable.
Frequently asked questions
What lot size should I use on a $100K FXIFY account?
At 1% risk and a 20-pip stop on a USD-quoted major, 5 lots; at 0.5%, 2.5 lots; at a 40-pip stop, half of each. Match the risk to your program's drawdown first.
Is FXIFY's drawdown static or trailing?
Trailing on the 1-Phase and on the 2-Phase Standard (since early 2025); the 2-Phase Classic and the 3-Phase are static. The trailing floor rises with your peak balance, does not fall back, and locks at the starting balance once your profit equals the drawdown or after a payout.
Does the daily loss include floating losses?
Yes. It is measured on equity, so open positions count in real time.
Should I risk less on the 1-Phase than the 2-Phase?
Yes. The 6% trailing maximum gives roughly half the room of the 2-Phase's 10%, so halve the risk per trade to keep the same number of losses in reserve.
Fips is not affiliated with, endorsed by or sponsored by FXIFY. The rule figures on this page were checked against the firm's official sources on 26 September 2026 and can change without notice; verify them on the firm's own website before trading.